Some answers to the most frequently asked car insurance questions
Before hiring car insurance
Before signing the policy, carefully read the entire policy, especially the fine print.
Do not forget to place the policy next to the papers of the car and the rest of the documentation, such as invoices or special specifications should be saved because in case of loss can be useful.
Compare the offers of different insurance companies, there are great variety of prices and the differences will always find them in the fine print.
Ask until you are satisfied and no doubt about all the closures you do not understand and stop in the interpretations of each one of them.
Ask the employee to explain the coverage and the limitations and exclusions. If you make modifications, you must have them written down in the contract.
Do not forget to include the surcharges that will charge you for intervening in several accidents during the term of the policy.
In the face of loss, how does your insurance work? In truth it is at this moment that most people find out about their insurance coverage. You may find you have limitations on the indemnities and how the coverages work. That is why it is fundamental to read the small print in bold where it specifies the exceptions and limitations of your insurance.
It is important to keep in mind what kind of compensation you will receive in case of total loss. If the compensation will be taking into account the value to new ie by replacement or will be by value twenty, ie what costs the same characteristics in the used car market. Depending on the age of the car will be the compensation. But it is fundamental to take out insurance to read the general conditions of the policy on this particular section.
In all-risk insurance it is necessary to include all the special accessories and extras to be covered by the insurance.
